--- title: "BNPL Pay [OLD] (BNPL) price, heat score and market data" symbol: "BNPL" name: "BNPL Pay [OLD]" coingecko_id: "bnpl-pay" canonical: https://crypheat.com/c/bnpl-pay.html robots: index, follow heat_score: "14" heat_band: "COLD" market_cap_rank: "7850" price_as_of: "2026-08-14" last_updated: "2026-08-14" source: "CoinGecko / DefiLlama / alternative.me" tier: free disclaimer: "Information only; not investment advice or a recommendation to trade" --- # BNPL Pay [OLD] (BNPL) BNPL Pay [OLD] (BNPL) trades at $6.738e-05, up 20.2% over the past 30 days. Its market cap — supply times price — is $34,441, the 7850-largest in crypto. Over 200 days it is -49% (down), and it sits -100% from its all-time high. On tradability, the book is thin, so incoming money moves the price easily. Taken together, the overall heat score is 14 (COLD). A higher number means more of the conditions for a rally are in place — it is not a price forecast. Last updated 2026-08-14 · Price $6.738e-05 (as of 2026-08-14) Heat score: **14** (COLD) — a deterministic 0–100 read on how many of the conditions for a move are in place. Not a price forecast. ## Market data (as of 2026-08-14) | Metric | Value | | --- | --- | | Price | $6.738e-05 | | Market cap | $34,441 (rank #7850) | | 24h volume | $13 | | Circulating supply | 511,114,515 BNPL (about 51% of total supply) | | Total supply | 1,000,000,000 BNPL | | Change from all-time high | -99.9% | ## What is BNPL Pay [OLD] BNPL Pay is a decentralized lending protocol that puts credit in the hands of those who need it the most, namely, those who cannot meet the requirements to take on collateralized loans. To that end, we have created the BNPL Pay Protocol, an uncollateralized lending platform that services such a need. We tackle the counterparty risk associated with uncollateralized borrowing through a distributed network of Banking Nodes. Our system delegates the tasks of credit checks, risk assessment and other due diligence requirements to pool operators, and creates a set of incentive structures that reward and punish these operators based on performance. Banking Nodes manage pools of liquidity, and have the autonomy to delegate these funds to potential borrowers in the parameters they see fit, while lenders can choose an operator that suits their risk-reward preferences to conduct interest bearing activities based on fully transparent data. Borrowers can apply for credit from any or all Bank Nodes, and if approved, are issued loans on fully customizable and agreed upon terms. Unlike established protocols within DeFi, uncollateralized borrowing presents an entirely new avenue of risk that is yet to be tackled within blockchain networks, namely, counterparty risk. BNPL Pay seeks to address this risk by delegating the tasks of credit checks, risk assessment and other processes conducted by traditional credit facilities to our node operators. With this, node operators lie at the heart of our protocol, and connect lenders with borrowers. The BNPL token is the governance token within the BNPL Pay protocol and has multiple utility functions including bonding a banking node and staking banking nodes as a form of insurance in the event of a default. ## Frequently asked questions ### What is BNPL Pay [OLD] (BNPL)? BNPL Pay is a decentralized lending protocol that puts credit in the hands of those who need it the most, namely, those who cannot meet the requirements to take on collateralized loans. Read more → ### What is the current price of BNPL Pay [OLD] (BNPL)? $6.738e-05 as of 2026-08-14. The price moves daily, and this page is rebuilt every day. ### What is the market cap of BNPL Pay [OLD] (BNPL)? About $34,441 as of 2026-08-14, which ranks #7850 across all crypto assets. ### What is BNPL Pay [OLD]'s heat score, and what does it mean? The heat score is 14 (COLD) as of 2026-08-14. It is our own 0–100 measure of how many of the conditions a rally needs — momentum, tradable volume, light supply and a supportive market — are currently in place. It is not a price forecast. The model multiplies its factors, so a single missing condition holds the whole score down. ### What is the supply of BNPL Pay [OLD] (BNPL)? As of 2026-08-14, 511,114,515 BNPL is in circulation out of a total supply of 1,000,000,000 BNPL — about 51%. The remainder may reach the market through future unlocks. ### What is the all-time high for BNPL Pay [OLD] (BNPL)? The all-time high on record as of 2026-08-14 is $0.119494.The price is $6.738e-05 today, -99.9% from that high. ### How much BNPL Pay [OLD] (BNPL) can I buy with $100? At the 2026-08-14 price ($6.738e-05), $100 buys roughly 1,484,119.92 BNPL before fees and spread. Crypto is divisible, so you do not need to buy a whole coin. ### Will BNPL Pay [OLD] (BNPL) go up? What are its prospects? We do not forecast prices or give investment advice. What this page does is track BNPL Pay [OLD] every day through factual data — the heat score, supply structure, charts and development activity. Use it as material for your own judgement; the decision is yours. ### Where can I buy or trade BNPL Pay [OLD] (BNPL)? It trades on major crypto exchanges. Which venues you can use depends on where you live, so check what is licensed in your own jurisdiction. This is information, not a recommendation of any asset or exchange. --- Sources: CoinGecko (data provided by CoinGecko), DefiLlama and alternative.me. Figures are as of 2026-08-14 and change daily. Information only; not investment advice or a recommendation to trade. HTML version: https://crypheat.com/c/bnpl-pay.html