---
title: "Surf Lending (SURF) price, heat score and market data"
symbol: "SURF"
name: "Surf Lending"
coingecko_id: "flow-lending"
canonical: https://crypheat.com/c/flow-lending.html
robots: index, follow
heat_score: "26"
heat_band: "COOL"
market_cap_rank: "1843"
price_as_of: "2026-08-14"
last_updated: "2026-08-14"
source: "CoinGecko / DefiLlama / alternative.me"
tier: free
disclaimer: "Information only; not investment advice or a recommendation to trade"
---

# Surf Lending (SURF)

Surf Lending (SURF) trades at $0.167009, up 109.9% over the past 30 days. Its market cap — supply times price — is $3.3M, the 1843-largest in crypto. Over a year it is -57% (down), and it sits -72% from its all-time high. On tradability, the book is thin, so incoming money moves the price easily. Taken together, the overall heat score is 26 (COOL). A higher number means more of the conditions for a rally are in place — it is not a price forecast.

Last updated 2026-08-14 · Price $0.167009 (as of 2026-08-14)

Heat score: **26** (COOL) — a deterministic 0–100 read on how many of the conditions for a move are in place. Not a price forecast.

## Market data (as of 2026-08-14)

| Metric | Value |
| --- | --- |
| Price | $0.167009 |
| Market cap | $3.3M (rank #1843) |
| 24h volume | $4,805 |
| Circulating supply | 19,999,991 SURF (about 80% of total supply) |
| Total supply | 25,000,000 SURF |
| Change from all-time high | -72.5% |

## What is Surf Lending

Flow is an open-source pooled lending protocol built on the Cardano blockchain. It enables users to unlock deep liquidity markets for supported cardano native tokens like SNEK, BODEGA, and STRIKE. Lenders can supply ADA and earn higher yields than traditional staking, while borrowers can instantly access ADA or stablecoins by depositing native tokens as collateral, with no need for matching and no fixed maturity dates. By leveraging Cardano’s low fees, scalability, and secure smart contracts, Flow brings accessible, capital-efficient lending to the heart of Cardano DeFi.

## Frequently asked questions

### What is Surf Lending (SURF)?

Flow is an open-source pooled lending protocol built on the Cardano blockchain. Read more →

### What is the current price of Surf Lending (SURF)?

$0.167009 as of 2026-08-14. The price moves daily, and this page is rebuilt every day.

### What is the market cap of Surf Lending (SURF)?

About $3.3M as of 2026-08-14, which ranks #1843 across all crypto assets.

### What is Surf Lending's heat score, and what does it mean?

The heat score is 26 (COOL) as of 2026-08-14. It is our own 0–100 measure of how many of the conditions a rally needs — momentum, tradable volume, light supply and a supportive market — are currently in place. It is not a price forecast. The model multiplies its factors, so a single missing condition holds the whole score down.

### What is the supply of Surf Lending (SURF)?

As of 2026-08-14, 19,999,991 SURF is in circulation out of a total supply of 25,000,000 SURF — about 80%. The remainder may reach the market through future unlocks.

### What is the all-time high for Surf Lending (SURF)?

The all-time high on record as of 2026-08-14 is $0.606445.The price is $0.167009 today, -72.5% from that high.

### How much Surf Lending (SURF) can I buy with $100?

At the 2026-08-14 price ($0.167009), $100 buys roughly 598.77 SURF before fees and spread. Crypto is divisible, so you do not need to buy a whole coin.

### Will Surf Lending (SURF) go up? What are its prospects?

We do not forecast prices or give investment advice. What this page does is track Surf Lending every day through factual data — the heat score, supply structure, charts and development activity. Use it as material for your own judgement; the decision is yours.

### Where can I buy or trade Surf Lending (SURF)?

It trades on major crypto exchanges. Which venues you can use depends on where you live, so check what is licensed in your own jurisdiction. This is information, not a recommendation of any asset or exchange.

---

Sources: CoinGecko (data provided by CoinGecko), DefiLlama and alternative.me. Figures are as of 2026-08-14 and change daily. Information only; not investment advice or a recommendation to trade.
HTML version: https://crypheat.com/c/flow-lending.html