BNPL Pay [OLD] (BNPL) trades at $6.738e-05, up 20.2% over the past 30 days. Its market cap — supply times price — is $34,441, the 7850-largest in crypto. Over 200 days it is -49% (down), and it sits -100% from its all-time high. On tradability, the book is thin, so incoming money moves the price easily. Taken together, the overall heat score is 14 (COLD). A higher number means more of the conditions for a rally are in place — it is not a price forecast.
One-year chart (daily close; hover for the price)
Price
$6.738e-05
Market cap
$34,441
FDV
$67,385
24h volume
$13
24h / 7d / 30d
+9.6% / +9.6% / +20.2%
From ATH
-99.9%
Circulating / total
51%
⚠ FDV is 2.0x market cap — watch for selling pressure from supply still to unlock
Profile What kind of asset is BNPL Pay [OLD]?
A mechanical read on BNPL Pay [OLD] (BNPL) from market data — a first impression to start from, not a verdict.
Market size
Micro cap
A micro-cap or newly listed asset with a small market cap (ranked #7850)
Liquidity (24h volume)
Thin
Volume is very small; even modest orders can move the price a lot
Dilution risk
Moderate (51% circulating)
A meaningful share is still locked; future unlocks are worth watching
Long-term trend
Down over 200 days (-49%)
The direction on a longer time frame
A qualitative summary based on market data. This is not investment advice.
Overview What is BNPL Pay [OLD]
BNPL Pay is a decentralized lending protocol that puts credit in the hands of those who need it the most, namely, those who cannot meet the requirements to take on collateralized loans. To that end, we have created the BNPL Pay Protocol, an uncollateralized lending platform that services such a need. We tackle the counterparty risk associated with uncollateralized borrowing through a distributed network of Banking Nodes. Our system delegates the tasks of credit checks, risk assessment and other due diligence requirements to pool operators, and creates a set of incentive structures that reward and punish these operators based on performance.
Banking Nodes manage pools of liquidity, and have the autonomy to delegate these funds to potential borrowers in the parameters they see fit, while lenders can choose an operator that suits their risk-reward preferences to conduct interest bearing activities based on fully transparent data. Borrowers can apply for credit from any or all Bank Nodes, and if approved, are issued loans on fully customizable and agreed upon terms.
Unlike established protocols within DeFi, uncollateralized borrowing presents an entirely new avenue of risk that is yet to be tackled within blockchain networks, namely, counterparty risk. BNPL Pay seeks to address this risk by delegating the tasks of credit checks, risk assessment and other processes conducted by traditional credit facilities to our node operators. With this, node operators lie at the heart of our protocol, and connect lenders with borrowers.
The BNPL token is the governance token within the BNPL Pay protocol and has multiple utility functions including bonding a banking node and staking banking nodes as a form of insurance in the event of a default.
The description is based on public information from CoinGecko.This is information, not investment advice.
Basics How BNPL Pay [OLD] started, and its basic data
Watchlists
526
How many people track this asset on CoinGecko — a gauge of attention
Launch date, technical design and follower counts come from CoinGecko's public data.
Price detail Price levels for BNPL Pay [OLD]
Key price levels for BNPL Pay [OLD] (BNPL). Crypto is divisible, so you can buy well under a whole coin.
Current price
$6.738e-05
as of 2026-08-14
All-time high
$0.119494
The highest price on record (2021-11-10)
Distance from ATH
-99.9%
A new high would take about 1773.4x the current price
All-time low
$4.999e-05
The lowest price on record (2023-06-29)
Distance from ATL
+35%
Trading near its all-time low
Signals Catalysts currently in play (auto-extracted)
💤
Turnover is slow
24-hour volume equals 0.0% of market cap. Trading is quiet, so price moves are likely to stay contained.
📈
Uptrend continuing
+9.6% over 7 days, +20.2% over 30. Both the short and medium term point up, and momentum is behind the move.
🏔️
Far below its all-time high
Trading -100% from its all-time high. Recovering that ground would take a substantial return of demand — and a discount this large usually has a reason worth checking.
🪫
Public repository is quiet
No public commits in the past four weeks (development may be happening in private). Worth confirming the project's continuity separately.
These signals are extracted automatically by deterministic rules from the data on this page — price, volume, unlocks, development activity and chain usage. They do not forecast prices, and they contain no social-media rumour or speculation.This is not investment advice.
Returns Performance by period
Returns over each period, so you can compare short-term momentum against the longer-term trend at a glance. Positive is a gain, negative a loss.
1 hour
+0.0%
24 hours
+9.6%
1 week
+9.6%
2 weeks
+9.6%
1 month
+20.2%
200 days
-48.7%
Over the past 30 days it has run about 22 points ahead of Bitcoin (-2.2%), the market's benchmark. (BNPL: +20.2%)
Past performance, which does not guarantee future results.
Supply Who controls the supply
Of the current total supply of 1,000,000,000 BNPL, 51% is on the market today. The remaining 49% has been issued but is not circulating — locked, vesting, or held back.
Circulating 51%Issued but locked 49%
Market cap vs FDV (the dilution already priced in)
Market cap
$34,441
Value of the circulating supply
FDV (fully diluted)
$67,385
If the entire supply were circulating
Fully diluted valuation is about 2.0x the current market cap, leaving a meaningful amount of future supply still to arrive.
External links point to each project's own official pages.We do not vouch for what those pages contain.
Heat score Heat factor breakdown
14
Heat scoreCOLDOverall heat score
How the overall score is built: market gate 42 (applied to everything) × geometric mean of the four factors 32 (momentum, liquidity, fundamentals and supply, multiplied together) → 14. It is not a simple average: a weak market holds the whole score down, and a single weak factor drags the rest with it.
Factor breakdown (0–100; higher means more conditions are in place)
Regime (market gate)gate
42
→ The market gate is neutral. Asset-specific factors decide this one.
Momentum
83
→ An uptrend is holding. Momentum is on this asset's side.
Liquidity (traded volume depth)
5
→ Almost nothing is trading. There is no assurance you could enter or exit at the price shown.
Fundamentals (TVL / market cap)
50
→ TVL is unremarkable relative to market cap.
Supply lightness
51
→ Supply is partway through being released.
Development activity → No public code updates in the last four weeks. Development may have stalled, or it may be happening in private repositories.
Similarity computed from shared CoinGecko categories rather than an industry taxonomy. Assets in the same L1 ecosystem or with the same use case tend to share capital flows and market conditions.
FAQ BNPL Pay [OLD] — frequently asked questions
What is BNPL Pay [OLD] (BNPL)?
BNPL Pay is a decentralized lending protocol that puts credit in the hands of those who need it the most, namely, those who cannot meet the requirements to take on collateralized loans. Read more →
What is the current price of BNPL Pay [OLD] (BNPL)?
$6.738e-05 as of 2026-08-14. The price moves daily, and this page is rebuilt every day.
What is the market cap of BNPL Pay [OLD] (BNPL)?
About $34,441 as of 2026-08-14, which ranks #7850 across all crypto assets.
What is BNPL Pay [OLD]'s heat score, and what does it mean?
The heat score is 14 (COLD) as of 2026-08-14. It is our own 0–100 measure of how many of the conditions a rally needs — momentum, tradable volume, light supply and a supportive market — are currently in place. It is not a price forecast. The model multiplies its factors, so a single missing condition holds the whole score down.
What is the supply of BNPL Pay [OLD] (BNPL)?
As of 2026-08-14, 511,114,515 BNPL is in circulation out of a total supply of 1,000,000,000 BNPL — about 51%. The remainder may reach the market through future unlocks.
What is the all-time high for BNPL Pay [OLD] (BNPL)?
The all-time high on record as of 2026-08-14 is $0.119494.The price is $6.738e-05 today, -99.9% from that high.
How much BNPL Pay [OLD] (BNPL) can I buy with $100?
At the 2026-08-14 price ($6.738e-05), $100 buys roughly 1,484,119.92 BNPL before fees and spread. Crypto is divisible, so you do not need to buy a whole coin.
Will BNPL Pay [OLD] (BNPL) go up? What are its prospects?
We do not forecast prices or give investment advice. What this page does is track BNPL Pay [OLD] every day through factual data — the heat score, supply structure, charts and development activity. Use it as material for your own judgement; the decision is yours.
Where can I buy or trade BNPL Pay [OLD] (BNPL)?
It trades on major crypto exchanges. Which venues you can use depends on where you live, so check what is licensed in your own jurisdiction. This is information, not a recommendation of any asset or exchange.
The prices, market caps and heat scores above are as of 2026-08-14 and change daily.This is information, not investment advice.
Updated 2026-08-14 · rebuilt daily This site provides information based on public data. It is not investment advice or a solicitation to buy or sell. The heat score is a deterministic, relative indicator computed by a fixed formula; it does not predict future prices. Trading crypto assets involves risk, including price volatility. Make your own decisions. Data provided by CoinGecko · TVL / fees / stablecoins: DefiLlama · Fear & Greed: alternative.me Operated by InSync Inc.
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